Part 1 - Understanding the Behavior of GrowSari Tinderas in Managing their Cash-on-hand

UX Research conducted by Kathleen Bernabe, Matthew Cruz, Patricia Denise Dizon, & Reinard Carranceja Under UXP2 Week 12-13

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Background & Problem


Growsari has started offering their store owners “cash out” services that they can offer to their end customers. The vision is that anyone should be able to go to Sari Sari Store and receive a remittance or withdraw cash from an e-wallet. Stores essentially become cash out points or ATMs in their communities.

However, the problem faced since launch is that sari sari stores that do these “cash out” services do not always have enough cash on hand. Imagine Growsari tells an end customer to go to a store to receive their P5000 remittance, but when they get there, the store only has P2000 available to give.

It’s a poor experience for the end customer and the store loses out on the chance of earning a commission from the transaction.

As a solution, Growsari developed a method to “infuse” cash into stores.

Operationally, cash can be given to a store whenever a delivery truck (shipper) is dropping off orders to other stores nearby.

For this to work, Growsari needs to know how much cash a store has on hand at the start of the day, and if low on cash, they’d route shippers to them.

The real problem is that these stores don’t proactively share their cash on hand, meaning Growsari cannot determine which stores need help.

<aside> 🤔 How might we design a mobile app product that makes Growsari Tinderas’ process of capturing & replenishing cash-on-hand visible, trackable, & accommodating, so that their stores can become successful Community ATMs?

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Methodology


Research Aim


Understanding the behavior of GrowSari Tinderas in managing their cash-on-hand for their cash-out service.

Research Objectives


  1. To identify the factors that affect the current behavior of GrowSari Tinderas in managing their cash-on-hand
  2. To explore the impact of the GrowSari tinderas’ stores in their community
  3. To propose recommendations & next steps to GrowSari for improving the Community ATM service for GrowSari tinderas according to their cash-on-hand behavior

Business Questions


  1. How can we increase the reporting of cash-on-hand of Growsari Tinderas to 60% success rate?
  2. How much cash replenishment can we provide that Growsari tinderas are amenable to pay for?

Research Questions